Do they give maternity capital for 3 children if they received it for the second? Is maternity capital given for a third child - conditions for receiving it. What benefits can parents with many children expect?

Today, many parents are interested in how, to whom and under what conditions it is provided maternal capital for the third child. In this article you will find out all the necessary information.

The concept of “maternity capital”?

Today, not all families decide to have a third child. However, those parents who want this can rely not only on themselves, but also on government assistance. Maternity capital for a third child is for an individual family in the amount of 428,409 rubles. You can count on receiving it if you have not previously received such assistance (for your second child).

The peculiarity of such assistance is that the possibilities of its use are somewhat limited. Although, if you need to repay a loan to purchase a home, you can use these funds before the child turns 3 years old. The duration of the capital is also limited. That is, it can be used until December 31, 2016.

Features of payment processing

If you want to receive maternity capital for your third child, you should collect the necessary package of papers. Registration is carried out at the pension fund. You can submit documents at your place of residence or where you actually stay. So, you will need:

1. Application for a certificate.
2. Birth certificates of all children of the applicant. If the baby is adopted, you will need a court decision confirming this fact.
3. Passport and a copy of the applicant with marks confirming Russian citizenship.
4. SNILS (pension insurance certificate) of the recipient of funds and children.
5. If the baby’s parents are foreign nationals, then they must have a document that confirms the child’s citizenship.
6. or its termination.

Maternity capital is issued for the third child within 1 month from the date of submission of the submitted list of documents. It must be said that funds will not be available immediately, but only after the child reaches 3 years of age. However, in 2014, the law on the third child underwent some changes. For example, it became possible to receive a certain amount of the funds provided for borrowed money for the construction or purchase of a house.

What benefits can parents with many children expect?

Families who decide to have a third child have the right to certain assistance from the state. In addition to payments, they are entitled to certain benefits:

• Lifetime provision of a plot of land.
• 50% discount on utilities. If it is not provided, you can apply for a refund.
• Possibility of obtaining a housing certificate with a 90% discount on the total cost. In this case, certain conditions must be met. For example, at the time of receipt of the document, at least one of the parents must reside in the Russian Federation for at least 12 years. In addition, the total working experience of both mom and dad is about 10 years.
• Providing free prescription medications to children until they reach adulthood.
• 50% discount on higher education fees.
• Providing children with free health vouchers, hot meals in schools, textbooks, tickets to visit museums, theaters and other institutions.
• Also, benefits for the birth of a third child include the payment of scholarships at universities, as well as the opportunity to obtain a mortgage for 30 years without a down payment.

Who can be provided with maternity capital?

The legislation of the Russian Federation allows assistance to be provided to the following persons:

• To the mother, father or adoptive parent of the child, and the recipient must be a citizen of the Russian Federation.
• Guardians of the baby who are not citizens of the Russian Federation. However, this is only permitted if the mother is deprived of the right to receive capital due to deprivation of her rights to the child or her commission of any illegal actions against children. In addition, funds are provided to the guardians, father or adoptive parent in the event of the death of the mother.
• A minor child if his parents were deprived of the right to receive capital.

Features of the use of capital

In some cases, payments for the third child may not be issued. For example, if the baby died during or shortly after childbirth. Also, those parents whose third child was born before 2007 are not entitled to receive maternity capital.

As for the use of the funds received, this can be done for the following purposes:

• purchase or construction of housing;
• education for children;
• increase in the funded pension portion of the mother.

You cannot use the money received to renovate an apartment, purchase materials for construction or household appliances, or purchase a car (although these issues are under consideration by regulatory authorities). In addition, it is not allowed to spend capital on treatment, tourist trips, or paying off any debts. It should also be noted that the amount indicated in the certificate is never issued in full in cash.

It must be said that parents have the right to use maternity capital only once. That is, if you were already issued a certificate after the birth of your second baby, then you will not receive it again.

Important information

Payments upon the birth of a third child are exempt from taxation. The funds received must be used taking into account the general interests of the family. With the money you receive, you can educate all your children. However, they must be under 25 years of age.

If the parents have lost the right to receive a certificate, then it passes to the child under 18 years of age. It should be noted that a lost document can be quickly recovered. To do this, you need to submit a corresponding application to the pension fund.

To receive the funds specified in the certificate, you must present a passport proving your identity and citizenship. In some regions Russian Federation The list of purposes for which funds can be spent has been expanded. For example, parents can use this money to buy a car, spend it on expensive treatment or restore the baby’s health. In the near future, the Russian government intends to slightly change the law on the issuance of capital.

How many times in your life can you receive a maternity certificate?

According to the law, a certificate for maternity capital is issued only once.

How soon after the birth of a child should I go to the Pension Fund to issue a certificate?

The period when you can apply to the Pension Fund for a state certificate for maternity (family) capital after the birth of your second (third and subsequent) child is not limited. There is no need to rush to do this immediately after leaving the maternity hospital with your child. An application for the disposal of maternity capital funds can be submitted at any time after two years and six months from the date of birth of the child, with the exception of the case when MSC funds are used to repay housing loans.

Is it possible to spend maternity capital funds on the education of the first (eldest), and not the second child?
- Maternity capital is provided not to a specific child, but to parents as additional measures of state support for families with children. Therefore, it is up to the whole family to decide how to spend these funds. And as the same law interprets, funds or part of the funds of maternity capital can be used to obtain education for both the natural child and the adopted child, including the first, second, third and subsequent children.

Is maternity capital required if the second child is adopted?

Yes, when determining the right to receive maternity capital, adopted children are considered equal to their own children. That is, according to Article 3 of Federal Law No. 256, women who gave birth or adopted a second child starting from January 1, 2007, women who gave birth to or adopted a 3rd child or subsequent children starting from January 1, 2007 have the right to additional measures of state support. , if they have not previously exercised the right to receive a certificate.

If a family has twins or triplets, does the size of the MSC double or triple?

The recipient of maternity capital is not a child, but an adult, usually a mother. And from the point of view of obtaining maternal (family) capital, it does not matter which of the twins or triplets will be declared the “second” child. A family can spend the same amount of maternity capital, for example, on the education of each of them. The amount of maternity capital does not double or triple.

Can maternity capital funds be used for several purposes at once? For example, should part be used to educate the child, and part to form a funded pension for the mother?

Yes, according to the law, maternity capital funds can be distributed simultaneously in several directions.

Is it possible to “cash out” a certificate for maternity capital, that is, to get “real money” for it somewhere?

No, you cannot receive cash using the certificate. You can use funds from maternity (family) capital for three specific purposes: to improve housing conditions (purchase, construction of residential premises, payment of a down payment, repayment of the principal debt when receiving a loan, including a mortgage, for the purchase or construction of housing); for the education of children in any educational institution on the territory of the Russian Federation, having the right to provide paid educational services; for the formation of the savings part labor pension the mother who is the owner of the certificate.

Who is eligible to receive additional government support measures?

Persons entitled to additional measures of state support:

a woman with Russian citizenship who gave birth to (adopted) a second or subsequent children starting from January 1, 2007;
a man who has Russian citizenship and is the sole adoptive parent of the second or subsequent children, if the court decision on adoption entered into legal force starting from January 1, 2007;
the father (adoptive parent) of the child, regardless of whether he has citizenship of the Russian Federation, in the event of termination of the right to additional measures of state support for the woman who gave birth (adopted) children due, for example, to death, deprivation parental rights in relation to a child, in connection with whose birth (adoption) the right to additional measures of state support arose, the commission of an intentional crime against the child (children) and other reasons established by the Federal Law of December 29, 2006. No. 256-FZ;
a minor child (children in equal shares) or a full-time student who has not reached the age of 23, upon termination of the right to additional measures of state support for the father (adoptive parent) or a woman who is the only parent (adoptive parent) in cases established by Federal Law .

- Our mother sold her house and land in the village of Troitskoye. We want to add maternity capital to that cash and buy an apartment for cash in Elista. Is this option possible?

You can buy an apartment using maternity capital funds when your child reaches three years of age, in connection with whose birth you received a state certificate for maternity (family) capital. In accordance with current legislation, maternity capital funds are sent by non-cash transfer to the legal entity or individual selling the apartment.

However, the purchase and sale agreement must necessarily include a clause that stipulates the order in which funds for the purchase of an apartment, including maternity capital funds, will be transferred. That is, the terms of transfer must be indicated Money and their exact amount, which the territorial Pension Fund Office will help you calculate. In addition, the contract must indicate the bank details and the seller’s account.

We are going to take out a loan to buy an apartment. Is it possible to use maternity capital funds to pay the down payment on this loan?

Yes, you can. Maternity capital funds can be used to pay the down payment on a housing loan or loan immediately after the birth (adoption) of a second or subsequent child.

Is it possible to purchase building materials with maternity capital funds?

The use of maternity capital funds for the purchase of building materials is not provided. However, with the help of maternal family capital, you can pay for the services of a contractor with whom you have a construction contract.

To do this, you must provide the territorial body of the Pension Fund with:

a copy of the construction permit;
a copy of the construction contract;
a written obligation of the person (persons) for whom the construction permit is issued, certified in the manner established by the legislation of the Russian Federation (notarized), to register the residential premises as the common property of all family members within 6 months after the commissioning of the facility;
original or duplicate of the certificate;
passport.

Have you heard that maternal capital can be spent on buying a domestic car? When will this opportunity be available?

Today, according to clause 3 of article 7 of the Federal Law of December 29, 2006. “On additional measures of state support for families with children,” funds (part of the funds) of maternal (family) capital can be disposed of only in 3 directions:

To improve living conditions.
For the child(ren) to receive education.
Formation of funded pensions for women.

For the purchase of goods and services for social adaptation and integration of disabled children into society, through compensation for the costs of purchasing such goods and services.
The law does not provide for the allocation of funds (part of the funds) of maternal (family) capital for the purchase of a car.

Can maternal capital funds be used for a child’s surgery?

The legislation does not yet provide for such a possibility. At the moment, maternity capital funds can be used in 4 areas: for education, purchase of housing, purchase of goods and services for social adaptation and integration of disabled children into society, and also put towards future pensions.

Is it possible to change the direction of disposal of maternity capital funds after writing an application? For example, the application states that the funds are used to improve living conditions, but it is more important to pay for the child’s education at the institute.

Yes, this can be done by canceling the first application and transferring it to the territorial authority Pension Fund new statement. However, such an application must be made within the same period as the application for disposition.

An ultrasound showed that I was expecting twins. These are my firstborns. Do I have the right to receive maternity capital?

Yes, you have. After the birth of children, you must apply to the Pension Fund to receive a state certificate for maternal family capital (MSC). But keep in mind that you can only use the right to receive it once.

Did you give birth to a child a year ago, but didn’t apply to the Pension Fund to obtain a certificate for the ISS? Will my money get burned?

The period when you can apply to the Pension Fund for a state certificate for maternity (family) capital after the birth of your second (third and subsequent) child is not limited. An application for the disposal of maternity capital funds can be submitted at any time after two years and six months from the date of birth of the child, with the exception of the case when MSC funds are used to repay housing loans.

Our large family could use a car, since using public transport is very expensive. Is it possible to borrow a car for a family using maternity capital?

Unfortunately, the law does not provide for such a possibility.

What is meant by improving living conditions? Is it possible to use maternity capital to install water supply and gas?

Improving living conditions only means purchasing or constructing housing. In this regard, despite the fact that gasification of the house and installation of water supply certainly improve the living conditions of the family, federal law does not allow the use of maternity capital funds for these purposes.

Do I need to pay tax on maternity capital?

No. Maternity capital is exempt from income tax individuals.

I am the mother of two children. She received a certificate for maternal (family) capital in 2008. Will it continue to be used? federal law No. 256 for legal relations arising in connection with the birth of a child after December 31, 2016? In what time frame can I dispose of MSC funds under the certificate issued to me in 2008?

In accordance with Federal Law No. 256-FZ dated December 29, 2006, the right to additional measures of state support in the form of MSK arises in connection with the birth (adoption) of a child (children) during the period from January 1, 2007 to December 31, 2021.

At the same time, the period for disposing of funds (part of the funds) of MSC is not limited by current legislation.

In what cases can they refuse to issue a maternity capital certificate?

Main reasons for failures:

1. The child or woman does not have citizenship of the Russian Federation.

2. A woman applying for a certificate:
- deprived of parental rights in relation to a child, in connection with whose birth the right to additional measures of state support arose;
- committed an intentional crime against her child (children), related to crimes against the person;
- in relation to her, there is a cancellation of the adoption of a child, in connection with whose adoption the right to additional measures of state support arose.

3. The applicant provided false information about the order or date of birth of the children. The decision to refuse to issue a certificate can be appealed to a higher authority of the Pension Fund of the Russian Federation or in court.

I am the owner of a maternity capital certificate. This year, the eldest son entered college, but did not get into the budget department. Can our family pay for his education using maternity capital? And what if in the future he wants to change universities?

Maternity capital is issued not to a specific child, but to a family. Thus, with its funds you can pay for the education of your older child in a higher or secondary educational institution; schoolchild - in a private school or pay for the maintenance of a preschooler in kindergarten. Families' needs vary. But one condition remains unchanged - the educational institution must be located on the territory of Russia and have state accreditation to provide educational services. It is important that capital can pay for both the education itself and the costs of paying for a child’s stay in a hostel. The law allows this to be done, limiting only the age - at the start date of training it should not exceed 25 years.

What documents will be required?

a written statement on the disposal of funds (part of the funds) of maternity capital;
maternity capital certificate or its duplicate;
identification documents, place of residence (stay) of the certificate holder;
children's birth certificates;
a copy of the contract for the provision of paid educational services certified by the educational institution, which specifies the procedure for paying for studies at the educational institution;
If capital funds will be used to pay for accommodation in a hostel, you will need:

rental agreement for residential premises in a dormitory (indicating the amount and terms of payment);
a certificate from an educational institution confirming that the child is living in a dormitory.
What to do if suddenly a child wants to change college? Maternity capital funds (or part of them) are transferred in non-cash form to the university account. The agreement with the educational institution specifies a payment schedule - payment is made once a semester or once a year. If the educational institution changes, the owner of the certificate will again enter into an agreement with the new university and transfer funds to the account of the new institution of the Pension Fund of Russia.

It should be remembered that funds can be disposed of when the child who brought maternity capital to the family turns 3 years old. Also, MSC funds can be used entirely for the education of one child, or divided into parts (for different children), or partly to pay for education, and partly used to improve living conditions or the mother’s pension.

I heard on TV that maternity capital will soon be abolished. And I didn’t even have time to use his funds. My second child was born in 2009...

The information that appeared in a number of federal media that you need to use maternity capital before 2016 is not true.

To obtain the right to maternity capital, it is really necessary that the child who gives the right to the certificate be born before December 31, 2021. However, the receipt of the certificate and the disposal of its funds are not limited by time.

Thus, families entitled to maternity capital should not rush to dispose of it, especially considering that the amount of maternity capital is indexed annually. If in 2007 its size was 250 thousand rubles, then in 2018 it was almost 453 thousand rubles.

Let us remind you that you can dispose of funds (part of the funds) of maternal (family) capital no earlier than three years from the date of birth (adoption) of the second, third and subsequent children.

The exception is the use of maternal (family) capital funds to pay the down payment on a housing loan or repay the principal debt and pay interest on loans or borrowings, including mortgages, for the purchase (construction) of housing. In this case, maternity capital funds can be used without waiting for the second child to reach the age of three, and regardless of the date of conclusion of the loan agreement.

Maternity (family) capital funds can be managed in full or in parts in the following areas:

Improving living conditions:
Funds (part of the funds) of maternal (family) capital can be used for the purchase (construction) of residential premises. Including:

purchase of residential premises or an individual residential building;
construction of a residential building with the involvement of a construction organization;
construction or reconstruction of individual residential premises without the involvement of a contractor;
compensation for the costs of construction or reconstruction of an individual facility housing construction;
payment of a down payment when obtaining a loan or loan, including a mortgage, for the purchase or construction of housing;
repayment of principal and interest on loans or borrowings, including mortgages, for the purchase or construction of housing;
payment for participation in shared construction;
payment of the entrance fee as a participant in housing, housing construction, and housing savings cooperatives.
Condition: the purchased residential premises must be located on the territory of the Russian Federation.

Getting a child's education:
Funds (part of the funds) of maternal (family) capital can be used for the education of a child (children) in any educational institution on the territory of the Russian Federation that has state accreditation, as well as for the maintenance of a child (children) in a kindergarten (any educational institution that implements the basic general education program of preschool education or basic educational programs of primary general, basic general and secondary (complete) general education). The funds can be used for the education of any of the children in the family when the need for education arises. In this case, the child’s age at the start date of education should not exceed 25 years.

Formation of a funded pension for women:
Funds (part of the funds) of maternal (family) capital can be used to form a woman’s funded pension by submitting an application to the territorial body of the Pension Fund. You can also direct funds (part of the funds) of maternal (family) capital to a funded pension to a non-state pension fund (private management company).

- It seems to me that Pension Fund employees are somewhat picky about accepting documents for the use of maternal (family) capital funds.

Representatives of the territorial bodies of the Pension Fund of the Russian Federation make a decision on the application for the disposal of MSC funds only in accordance with the norms of Federal Law No. 256-FZ “On additional measures of state support for families with children.”

If specialists see any deviation in the list of documents, or, say, a discrepancy between the dates of signing the purchase and sale agreement and the date of registration of the mortgage loan, or the loan is not intended, this gives the employee of the Pension Fund of Russia the right to refuse the order.

It is necessary to understand that the specialist accepting the documents takes responsibility for a positive or negative decision. If all the documents are submitted, then this package is checked at least twice by specialists in the Pension Fund Office, and in some cases, in our regional office. If the application is granted, we are talking about the use of funds federal budget. Therefore, it is necessary to thoroughly study all the documents, and the decision taken by the territorial body of the Pension Fund of the Russian Federation must always be based on the current federal legislation.

Funds under the certificate can be used upon reaching the age of 3 by a child whose birth gave the family the right to maternity capital. Without waiting for the child’s third birthday, you can use the funds to pay off the debt on a loan for the purchase or construction of housing. Let us add that with the help of a certificate, a family can buy an apartment or an individual residential building, exchange existing housing for a larger area; build an individual residential building with the involvement of a construction organization or on your own; improve living conditions through participation in shared construction, participation in a housing cooperative; use them to repay housing loans, including mortgages (to pay the down payment and principal and interest on the loan).

However, it must be remembered that housing purchased using maternity capital must be registered as the common property of parents and children with shares determined by agreement.

I wanted to ask: if we bought a house using funds from maternity capital, is it possible to sell the house?

If you have drawn up a notarial obligation to register housing as common property for all family members, then you must fulfill it. Further actions to dispose of this property are possible only with the permission of the guardianship authorities.

Why did mothers stop receiving one-time payments of 12 thousand rubles?

In 2009 and 2010, the Government of the Russian Federation decided to make a one-time payment of 12,000 rubles from maternity (family) capital. This measure was called anti-crisis and was temporary. In subsequent years, the government did not make a decision on a lump sum payment. It was the Pension Fund that did not pay 12,000 rubles to holders of a state certificate for maternity (family) capital. Note that these funds remain in the total amount of MSC. Its size is indexed annually.

How can you use maternity capital to build a house?

Indeed, the legislation provides for the possibility of spending maternal (family) capital on the construction of a residential building.

After the child, in connection with whose birth the right to maternity capital is granted, turns 3 years old, you can use maternity capital to build a house on your own or with the involvement of a construction organization.

Maternity capital funds will be transferred within 2 months from the date of submitting an application for maternity capital to the territorial bodies of the Pension Fund at the place of residence.

Among the documents that you attach to the application, there must be a copy of the document for the land plot registered in your and your spouse’s name on which the construction is being carried out; copy of the building permit.

WITH full list documents you can find on the website of the Ministry of Health and Social Development of Russia, where the Decree of the Government of the Russian Federation dated December 12, 2007 N 862 “On the Rules for allocating funds (part of the funds) of maternal (family) capital to improve housing conditions” is posted (clause 10 (1)).

Can I send documents and an application for a certificate by mail? The question arose due to the fact that I currently live in another city, but I would not like to waste time. If sending documents by mail is possible, write, should they be notarized?

Yes, you can apply for a state certificate for maternity (family) capital at the place of residence (stay) or actual residence at any time after the right to additional measures of state support arises.

The specified application and documents can be sent to the territorial body of the Pension Fund of the Russian Federation by mail.

If the specified application and documents are sent by mail, the original documents will not be sent.

Copies of documents sent with the application to the territorial bodies of the Pension Fund of the Russian Federation by mail must be certified in the prescribed manner.

The specified application and documents are sent by mail in a way that allows you to confirm the fact and date of sending.

The date of acceptance of the said application and documents is considered to be the date of their registration with the territorial body of the Pension Fund of the Russian Federation.

Thus, you can apply for a certificate either at your place of actual residence, or by mail with the submission of an application and notarized copies of the documents specified in clause 5 of the Rules for filing an application for a state certificate for maternity (family) capital and issuing a state certificate for maternity capital (family) capital (its duplicate) (approved by Order of the Ministry of Health and Social Development of October 18, 2011 No. 1180n)

Tell me, can I use a certificate received in another region to pay for a mortgage in Elista, at my place of permanent registration? The mortgage was issued in 2008. Will we have to wait until the child reaches the age of three?

In accordance with paragraph 2 of the Order of the Ministry of Health and Social Development of the Russian Federation dated December 26, 2008 No. 779n “On approval of the Rules for filing an application for the disposal of funds (part of the funds) of maternal (family) capital,” an application for disposal with all the necessary documents is submitted by persons who have received a state certificate for maternal (family) capital (hereinafter referred to as the certificate), personally or through a representative to the territorial body of the Pension Fund of the Russian Federation at the place of residence (stay) or actual residence.

According to Part 6 of Article 10 of the Federal Law of December 29, 2006. No. 256-FZ “On additional measures of state support for families with children”, funds (part of the funds) of maternal (family) capital can be used to repay the principal debt and pay interest on loans or borrowings for the purchase (construction) of residential premises, including mortgage loans provided to citizens under a credit agreement (loan agreement) concluded with an organization, including credit institution, regardless of the period that has elapsed from the date of birth (adoption) of the second, third child or subsequent children. To do this, you must submit the following package of documents:
- a copy of the loan agreement (loan agreement);
- a certificate from the creditor (lender) about the amount of the balance of the principal debt and the balance of the debt to pay interest for using the credit (loan).
- certificate of state registration of ownership of residential premises acquired or built using credit (borrowed) funds - in the case of the acquisition of residential premises, as well as in the case of commissioning of a housing construction project;
- if the residential premises are not registered as the common property of the person who received the certificate, his spouse, children (including the first, second, third child and subsequent children) or state registration of ownership of the residential premises has not been carried out - certified in accordance with the legislation of the Russian Federation Federation procedure is a written obligation of the person (persons) in whose ownership the residential premises are registered, acquired using funds (part of the funds) of maternal (family) capital, or who is a party to the transaction or obligations for the acquisition or construction of residential premises, to register the specified residential premises as common property the person who received the certificate, his spouse, children (including the first, second, third child and subsequent children) with the determination of the size of shares by agreement within 6 months:
after the removal of the encumbrance from the residential premises - in the case of the acquisition or construction of residential premises using a mortgage loan (loan);
after the Pension Fund of the Russian Federation transfers funds from maternity (family) capital (in the absence of an encumbrance and when a housing construction project is put into operation) - in other cases.

I disposed of part of my maternity capital. When I submitted the documents, they took the original certificate from me. Tell me, should they give me something in return with the remaining amount?

No, the original will not be returned to you. Informing persons who have received the certificate about the amount of maternity (family) capital or the amount of its remaining part (in case of disposal of part of the maternity (family) capital) occurs by personally contacting the territorial body of the Pension Fund for a certificate about the amount of the MSC.

I wanted to know: I used the first part of my maternity capital to build a house, can I repay the second part of the loan that I took out to build a house (this is a consumer loan, but the loan is written for building a house)?

Yes, you can, if the loan agreement specifies the purpose of the agreement - the acquisition or construction of residential premises at the address.

I want to buy a house, I plan to pay part of it in cash, and the rest with maternity capital. Question: where to start? How soon can I complete a transaction? What documents should I collect?

You will be able to use funds (part of the funds) of maternity (family) capital to pay for the purchased residential premises once the child, in connection with whose birth you received the certificate, reaches the age of three years. To do this, in accordance with the Rules for the allocation of funds (part of the funds) of maternal (family) capital to improve housing conditions, approved by the Decree of the Government of the Russian Federation of December 12, 2007. No. 862 You need to submit the following documents:
a) a copy of the purchase and sale agreement for residential premises that has passed state registration in the prescribed manner;
b) a copy of the certificate of state registration of ownership of the residential premises of the person who received the certificate and (or) his spouse who is purchasing residential premises using maternal (family) capital (except for the case where the purchase and sale agreement for residential premises is in installments payment stipulates that ownership of the purchased residential premises passes to the buyer after full payment of the contract price);
c) if the residential premises are not registered as the common property of the person who received the certificate, his spouse, children (including the first, second, third child and subsequent children) or state registration of ownership of the residential premises has not been carried out - certified in accordance with the legislation The Russian Federation order a written obligation of the person (persons) who is the buyer under the agreement for the purchase and sale of residential premises (agreement for the purchase and sale of residential premises with installment payment) using funds (part of the funds) of maternity (family) capital, to register the residential premises as the common property of the person who received the certificate, his spouse, children (including the first, second, third child and subsequent children) with the determination of the size of shares by agreement within 6 months after the Pension Fund of the Russian Federation transfers maternity (family) capital to the person alienating the residential premises .
d) a certificate from the person carrying out the alienation of residential premises under an agreement for the purchase and sale of residential premises with installment payment, concluded with the person who received the certificate, or with the spouse of the person who received the certificate, on the amount of the remaining unpaid amount under the agreement - if the acquisition of residential premises is carried out under a contract for the purchase and sale of residential premises with installment payment (bank certificate).
As for the timing, as a rule, if all the above conditions are met and a decision is made on the correctness of providing documents, it takes two months.

Tell me, is it possible to apply for financial capital in any region (regardless of the place of registration)? Is it possible at a temporary place of residence?

Yes, you can apply for a certificate for maternity (family) capital and an application for the disposal of MSC funds at the place of residence (stay) or actual residence.

Tell me, until what period is the Maternity Capital program valid? Are there currently any changes in terms and directions in the sale of capital?

The state support program for families with children has been in effect since January 1, 2007 and applies to legal relations arising in connection with the birth (adoption) of a child (children) in the period from January 1, 2007 to December 31, 2021. Thus, the second and (or) subsequent children must be born from 01/01/2007 to 12/31/2016.
In accordance with the Federal Law of December 29, 2006. No. 256-FZ “On additional measures of state support for families with children”, maternity capital funds can be used in three areas:
- improvement of living conditions (purchase or construction of residential premises);
- education for the child (children);
- formation of a funded pension for women;

For the purchase of goods and services for social adaptation and integration into society of disabled children, by compensating the costs of purchasing such goods and services.
An application for disposal can be submitted at any time after three years from the date of birth (adoption) of the second, third child or subsequent children (except for the case of using funds (part of the funds) of maternal (family) capital to repay the principal debt and pay interest on loans and loans for the purchase or construction of housing).

Is it possible to use part of the maternity capital to build a foundation (the child is under 3 years old)? And is the remaining part indexed?

An application for disposal can be submitted at any time after three years from the date of birth (adoption) of the second, third child or subsequent children, in connection with whose birth the right to additional measures of state support arose (except for the case of using funds (part of the funds) of the maternal ( family) capital to repay the principal debt and pay interest on loans and borrowings for the purchase or construction of housing).
Thus, before the child reaches the age of 3 years, you can repay the loan for the construction of housing or the purchase of housing. The size (including the remaining amount) of maternal (family) capital is indexed annually.

We started building before the birth of our second child, and plan to finish it when he is three years old. Can we use maternity capital for construction?

The law allows you to use maternity capital, including to compensate for the costs of already built housing. You can receive such compensation when the second child turns 3 years old. And when construction began - before the birth of the second child or after - it does not matter. Another condition is significant here - ownership of a residential property must be registered no earlier than January 1, 2007.

Now my sister, a Russian citizen, lives in Ukraine. Her first child has Ukrainian citizenship, the second - Russian. Does she have the right to maternal (family) capital?

If a child born after January 1, 2007 (in our case, the second) and the mother have Russian citizenship, then such a family has the right to apply for maternal (family) capital. Let us remind you that the funds can only be disposed of on the territory of Russia - these are measures of state support for Russian families.

Additionally, we inform you that citizens of the Russian Federation who have left for permanent residence outside the country and do not have a place of residence and place of stay in Russia confirmed by registration, submit an application directly to the Pension Fund of the Russian Federation or through an authorized representative to the territorial Office of the Pension Fund of the Russian Federation in the Republic of Kalmykia. place of his residence (stay) or actual residence.

I received a certificate for maternity capital in Stavropol, but I would like to buy an apartment in Elista. Is this possible?

Yes, measures of state support for families with children in the form of maternal (family) capital are valid throughout the country. You have the right to contact the territorial department of the Pension Fund of the Russian Federation in the Republic of Kalmykia with an application for the disposal of maternal capital funds, having in hand a certificate issued in another region.

Last year, I did not fully use maternity capital funds to purchase housing; I had about 15 thousand rubles left. Can I receive this balance as a lump sum payment?

A one-time balance of less than 12,000 rubles could be obtained in 2010, when special anti-crisis measures of the Russian Government were in effect. To date, such a possibility is not provided for by law. The balance of available maternal (family) capital will be indexed annually. It can also be used to improve living conditions, for the child’s education (maintaining him in an educational institution) or for the mother’s pension.

Can I pay for kindergarten with maternity capital?

Yes, since 2012, maternal (family) capital can pay for the maintenance of a child in kindergarten. To do this, you need to submit to the Pension Fund at your place of residence an agreement between the preschool educational institution and the person who received the certificate. The agreement must include the institution’s obligations to support the child in the educational institution, the calculation of the amount of payment for the child’s care in the educational institution, the payment term(s), as well as details for the transfer of funds by the Russian Pension Fund.

At the same time, maternity capital can be used to pay for the child’s maintenance in a private kindergarten. It can also be educational services for early development for preschoolers, clubs, sports sections, courses foreign language and other additional education. The main condition is that the selected institution must be located on the territory of the Russian Federation and have state accreditation.

To register maternity capital in this case, it is necessary to fulfill a number of general conditions:

1. At the time of birth or adoption, the applicant must be a citizen of the Russian Federation.
2. The third child must also have Russian citizenship.
3. He must appear in the family no earlier than January 1, 2007 and no later than December 31, 2021 (provided that maternity capital was not issued for previous children).

The amount of maternity capital in 2018 for 3 children The amount of maternity capital in 2018 is 453,026 rubles. This value has not been indexed since 2015, and according to Art. 12 of Federal Law No. 444-FZ of December 19, 2016, the next increase is scheduled only for January 1, 2020 (planned by the Government at the level of 4%).

Receive maternity capital for 3 children if you received for the second

Strictly speaking, only one of the child’s parents can be a citizen of the Russian Federation; in this case, a certificate will be issued for him.

• The born child must also have Russian citizenship. If in a married couple only one of the parents is a citizen of the Russian Federation, and the child receives citizenship through the second parent, then there is no point in claiming family capital.

Receiving maternity capital for 3 children

Attention

Despite the fact that the State Duma never returned to discuss the bill to increase maternity capital to 1.5 million rubles, many parents still believe that they will be able to receive this payment at the birth of their third child (this is a misconception). Changes, latest news for 3 children Since January 1, 2018, on the initiative of Vladimir Putin, several new measures of social support for families with children at the birth of a third child began to take effect in Russia:

1. Families in which a third child was born between January 1, 2018 and December 31, 2022 can take part in new program housing lending and purchase housing on the primary market at a rate of 6%.

Is maternity capital provided for 3 children?

Payments at the regional level can be spent by the family on any needs and do not require reporting to the state. To avoid difficulties when transferring money, it is advisable to choose reliable banking organizations.
To be able to spend maternity capital, you must prepare the following set of documents:

• Russian citizen passport;
• Birth certificates of children;
• Marriage certificate;
• Details for money transfer;
• SNILS;
• An application drawn up according to the sample.

Depending on what needs you want to spend this subsidy on, the list of documents may vary.

Maternity capital for a third child

Kemerovo region 130,000 rub. To receive Regional Maternity Capital, you must collect a package of documents and submit it to the required institution. There is a basic procedure that must be followed to apply for this subsidy:

• Visit the Russian Pension Fund (you can either by appointment or on a first-come, first-served basis).
  You just need to first clarify the list of all necessary documents for issuing a certificate.
• Provide the following documents: mother’s passport, birth certificates of all children, SNILS for yourself and your children, Marriage Certificate, application completed in the form that will be provided to you by the Pension Fund of the Russian Federation;
• After submitting the entire package of documents, you will only need to wait for approval and the certificate itself.

Approximately the processing of your application for maternal capital takes 1 month.

Maternity capital for the first, second or third child

In addition, the parent must write an application for this type of benefit. In the event that it is impossible to appear at the Pension Fund in person, for one reason or another, it is allowed to fill out an application, make photocopies of all necessary documents, have them certified by a notary, and send them by registered mail.

Important

The processing time for an application can reach several months. However, regardless of when exactly the parent receives the certificate, he will be able to manage the funds no earlier than the child reaches the age of three.

Maternity capital for a third child

MaternskyKapital.ruBest articles Back Next 1/5 All site materials in the group However, this is possible subject to certain conditions:

1. State maternity capital in the amount of 453,026 rubles can be issued for 3 children if the family for some reason did not take advantage of this right earlier, for example:
   • if two older children were born or adopted before January 1, 2007, and the third appeared after the specified date (until December 31, 2021 inclusive);
   • if for some reason this was not done when the second child was born after January 1, 2007 (the law does not oblige a family to issue a certificate immediately - before subsequent children are born).
2. In many regions of Russia, the birth of a third child also entitles the family to receive another one - regional maternity capital.

Future parents understand that with the birth of a baby, financial expenses will also increase, and this can cause some anxiety, because they so want to give the child the best. And if the family is expecting more than their first baby, then the issue of financial support becomes even more acute. Therefore, many try to find out in advance what benefits they can count on when the baby is born. One form of family support is the so-called maternity capital. This program started in Russia in 2007 and provides financial assistance to persons who gave birth to or adopted a second or subsequent child. But this must be accompanied by compliance with a number of conditions.

Sometimes they claim that support is provided only for the second baby, but this opinion is erroneous, so the question may arise whether maternity capital is given for 3 children. It is worth studying information on this topic to understand whether you can count on this help.

Is maternity capital paid for 3 children?

This program was planned until 2016, but has now been extended until 2018. A family is only eligible for this assistance once. But there is such a nuance that if for some reason the parents did not apply for this type of benefit after the birth of their second child, then they have every right to receive maternity capital for the 3rd child.

You can spend funds not at your own discretion, but only for legally prescribed purposes:

• improvement of living conditions, this also includes reconstruction of the house;
• Mom's pension;
• mortgage payment;
• payment for education;
• room equipment for children with disabilities, as well as their adaptation.

The last point is an innovation that came into effect in January 2016.

It is worth noting that you can pay for the education of any of the children, not necessarily the one for whom the certificate was received. It is believed that most parents spend the allowance on optimizing their living conditions.

To receive help, you must meet a number of conditions:

• the one who claims maternity capital at the time of the birth of the third baby must have Russian citizenship;
• the child must have been born or adopted before December 2018, but not earlier than January 2007;
• the child for whom assistance is being processed must also have Russian citizenship.

Also, many people want to know how much maternity capital is given for 3 children. In 2016, assistance amounts to 453,026 thousand rubles, which is the same as in 2015. If indexation is carried out again in the future, then in 2017 assistance will amount to about 480 thousand rubles. In 2018, the amount of maternity capital for 3 children will be about 505 thousand rubles, but there are fears that in 2017-2018 payments will remain at the 2016 level, that is, there is no need to wait for indexation.

But you can use the help after the baby turns 3 years old. If the family needs to pay off the rent, then there is no need to wait for this period. If it is necessary to equip a room for a child with disabilities, funds can also be spent before the age of 3 years.

You can apply for a certificate at a convenient time until the end of 2018. There are no restrictions on spending funds at all, so the family can use the help when it is needed.

To apply to the Pension Fund, you need to have the following documents with you:

It is necessary to make copies of all papers, but you do not have to give the originals. You should expect the certificate a month after submitting the documents.

Stimulating the birth rate in a country with a poor demographic situation is one of the priority tasks Governments, since this indicator plays a key role in shaping the optimal functioning of the state.

In the Russian Federation, a similar executive instrument is provided in the form of maternity capital - this is a fairly large, paid government agencies parents who have or have subsequent children in their family. This opportunity can be used in total.

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Not all families can purchase this material support from the state budget - for this it is necessary to meet the established conditions and requirements. In addition, there are some exceptions for maternity capital for the third child, in particular. Many people in need are interested in this nuance, as it can significantly improve their standard of living.

Therefore, it is important to study the main aspects and main features of the certificate issuance procedure. This allows you to determine the possibility of obtaining support for the further implementation of the right in accordance with legislative norms.

Do they provide assistance?

According to regulations At the federal level, maternity capital is intended only for those parents in whose family the child was born on or after January 1, 2007. The opportunity to register for a third child can only be used if financial support has not been received previously.

MK is provided to a family only once in its entire life, since its size is actually quite significant. If repeated payment were provided, then one married couple the amount was paid in 1,500,000 rubles. Obviously, this is not considered possible, since the state budget has a limiting value, and such figures quickly bring it closer to the line of deep deficit.

It is worth considering that the amount of financial support for the third child exceeds the amount of MK for the second. Accordingly, you can get even more for it. Therefore, if there are two children in a family and planning to have the next one, it is recommended to wait until it appears and then issue a certificate.

The principle of stimulating the birth rate in this case is simple - the more children, the larger the amount of maternity capital. Moreover, not only minors are taken into account, but also children over 18 years of age.

Regarding additional financial support for the third child, the legislation provides for a feature according to which MK can be appointed according to regional acts - this applies to areas with a very poor demographic situation. For example, in the Republic of Bashkortostan, a certificate can be obtained for each adopted child.

Registration and documents

To apply for maternity capital for a third child, you must submit a request to the branch of the Pension Fund of the Russian Federation at your place of actual residence or registration address. Based on the results of the audit, the right to purchase a certificate of state material support will be established.

When visiting, you will need to provide the following documents:

• statement;
• birth certificate of each individual child;
• if adoption has occurred, then the court decision must be attached;
• applicant's passport;
• insurance number of an individual personal account;
• documents establishing the citizenship of the Russian Federation for interested persons.

It is worth considering that the deadline for submitting an application for the acquisition of a maternity capital certificate is not limited by law, and you can obtain financial support in 2019 in accordance with the same requirements that were relevant last year

The main nuances of maternity capital for a third child

As for additional maternity capital for the third child, in 2019 for consideration in State Duma a corresponding project was introduced: it was supposed to pay not for the second baby, but also for the next one. Security is required to be provided in 1,500,000 rubles.

If the decision was positive, the program should have been in effect 10 years, starting in 2019. This initiative had a fairly long preparation stage - it was granted in 2019, but the review took place only in April 2019.

However, such promising project was rejected in the first reading of the State Duma.

This decision is due to the following reasons:

• Injustice to mothers who received the certificate before the law was supposed to come into force. The current material support is 3 times less than that reflected in the new program.
• The MK value will not be indexed throughout the validity period, as a result of which many families will try to adopt or give birth to a child closer to the beginning of the project, which is not entirely adequate for the situation in the country.
• The provisions of the initiative do not reflect the possibility of receiving financial support for a mother who has previously registered for a second child.
• The law provides for the need to prioritize directions - first of all, funds will be used to improve living conditions. Such aspects imply an almost complete deprivation of the freedom of the recipient of money to dispose of it for other needs established by law.
• Obviously, such an impressive amount will become an unbearable burden for the state budget. This is aggravated by the fact that some families have not yet received issued certificates for 2019.

Therefore, additional financial support from the state on the occasion of the birth of a third child can only be implemented within the framework of regional orders.

Amount allowed for payments

The maternity capital program is quite widespread in the Russian Federation; it has been in effect since 2007. During its existence, about 6 million mothers purchased certificates for a one-time payment of funds for their second and subsequent children.

As for the size of payments provided as material support, it is indexed every year in accordance with the projected inflation rate. Starting in 2019 this procedure is not carried out due to the economic situation in the country. Today the value of MK is exactly 453,026 rubles.

But it is important to understand that such an amount is paid only for specific areas established by law:

• on ;
• on ;
• for the funded part of the mother’s pension;
• and in 2019 a new direction was approved - to.

If we consider the amount of regional maternity capital, it depends primarily on the socio-economic situation in the region. In most constituent entities of the Russian Federation, the amount payable does not exceed 100 thousand rubles. Only in rare exceptions is it possible to increase the amount of financial support.

Regional and regional scale

Ensuring optimal functioning large families is considered the responsibility of not only federal-scale structures - in this case it also applies to the regional budget.

Since 2011, almost all constituent entities of the Russian Federation have developed additional activities to support mothers, according to which they can provide funds for large families to maintain optimal life.

The amount and terms of provision are regulated by local authorities, while the real socio-economic situation in the region is necessarily taken into account.

Among the general requirements for an applicant to obtain a regional MK, the following can be identified:

• birth or adoption of a third child;
• official permanent registration with residence in the region from two to five years;
• social services assigned the family the status of a low-income group;
• support funds can be spent on purchasing real estate only in the relevant region.

So, at the birth or adoption of a third child, the child’s mother or father, if he is the only adoptive parent, has the right to a certificate of additional maternity capital. The latter is possible in the event of deprivation of parental rights of the spouse or her death. Also, the children themselves can receive funds if both the father and mother died or were found unworthy to occupy the status of a parent.

Since the bill on regional financial support came into force on January 1, 2011, then financial support can only apply to those babies who appeared in the family after this date.

Regional maternity capital is administered by social support authorities. Therefore, to purchase the appropriate certificate, you will need to submit a request to these local services. You can also apply for capital in .

As for how much mothers receive from regional support, it is considered obvious that the amount will be significantly less than in the case of federal maternity capital.

From the regional budget a family can receive just 100 thousand rubles. Moreover, these funds can only be used to purchase or improve their own living conditions, as well as for the education of children.

When submitting an application, you must provide documents, the list of which corresponds to the general procedure for acquiring a certificate. Other documents may also be required - it all depends on the particular circumstances of the case and the region of residence.

The social protection authority or multifunctional centers can help you fill out an application correctly in accordance with established regulations.

Within 30 days, the applicant can receive a certificate if the submitted information is verified positively by competent employees. The registration procedure can also be carried out through an official representative - in this case, a notarized power of attorney is considered mandatory.

So, maternity capital for a third child is not provided for by the provisions of federal acts. However, to the question “Do they still give MK?” you should answer positively, since you can get additional material support from regional, regional or local authorities.

Obviously, such financial security has certain conditions and features, the consideration of which is considered mandatory for the stable completion of the registration procedure.

In particular, the size of the regional MK is usually 100 thousand rubles. Only in rare exceptions does this indicator rise to 200 or more thousand rubles. This is usually due to the capabilities of the regional budget, as well as the demographic situation in the region. For example, an increased size is relevant for the Sakhalin region and Khabarovsk Territory.

In Bashkiria, the largest subsidy is paid on the topic under consideration - it is almost equal to national support and equals 429 thousand rubles. Moreover, such an amount is not subject to personal income tax, and the family can use it in full.

It is important to understand that the inability of the bill to pay 1.5 million rubles for a third child is due to the instability of the economic situation in the country and the state budget, in particular.

But you should still monitor timely changes in the legislation of the Russian Federation on the conditions for the provision of maternity capital, as they can significantly affect the rights of parents to material support.

After registration of the mortgage