"Banking". How to apply for this direction? College Banking What do you need to pass to work in a bank?

02/38/07. Qualification: banking specialist

Getting a promising profession at an economics college remotely

You have found the right page! The most important thing in college is a suitable promising profession! The specialty Banking is just one of these; it is the core specialty for working in a bank, credit or financial institution.

Advantages of distance learning at the College of Economics:

1. Training is based on new standards.
2. The teaching materials are relevant and practical.
3. Not only teachers, but also banking industry specialists will work with you.
4. After completing your studies, you will receive a state diploma with the qualification of a banking specialist.

10 most important disciplines for distance learning in Banking:

1. Cashless payments;
2. Accounting in banks;
3. Activities of a credit institution;
4. Bank cash transactions;
5. International payments;
6. Organization of credit work;
7. Right;
8. Stocks and bods market;
9. Finance and credit;
10. Economic analysis.

Having received secondary education at the College of Economics, majoring in banking, you will learn:

• Draw up bank account agreements with clients (useful for bank employees);
• Advise borrowers on loan terms and repayment procedures (useful skill for lending department specialists);
• Perform international settlements for export-import transactions (important knowledge for a successful financial manager);
• And this is only part of the necessary knowledge of a bank employee that you will acquire in our economic college!

Where can you work after secondary vocational training in banking?

After completing your degree in Banking in college, you will be able to take positions as a bank employee, a lending specialist, a financial manager, and even an accountant. The college's specialty in banking provides a wide range of specialties for employment. Let's talk about the most promising of them.

What does a bank employee do? Today, a bank employee is one of the most in-demand specialties. Your responsibilities will include conducting account transactions, including opening and closing them, processing payments and working with plastic cards. This work requires attentiveness and the ability to manage paperwork. Don’t be alarmed, all these banking wisdom will definitely be taught to you at the College of Economics.

How much does a bank employee earn? The average salary is from 30 to 100 thousand rubles. With time and experience, your salary will only increase. The beginning of your career will be secondary education at an economics college; having gained the necessary experience, you can always increase your salary and qualifications with the help of higher distance education.

What does a lending specialist do? The task of a lending specialist is to skillfully select a loan product that suits the conditions of the client and is beneficial to the bank. When applying for a loan, the specialist must check the client’s documents for authenticity and calculate the interest rate. You can apply for the position of a specialist in the lending department only after graduating from a banking major at an economics college!

How much does a lending specialist earn? Your expected salary is from 35 to 80 thousand rubles. Do you want to earn more? Be a careerist and aim to become a department head! A diploma of secondary education from an economics college will be your lifesaver!

What does a financial manager do? At the bank, a financial manager will advise you on how to manage your account, help you invest money correctly and increase your capital. In addition, the financial manager is responsible for coordinating the work of the bank and interbank interaction. A successful financial manager must be experienced, have financial acumen and a wealth of knowledge. Start expanding your knowledge base today - enroll in the Moscow College of Economics.

The functioning of the economic system of Russia, like any other country, is unacceptable without an effectively functioning banking system. All members of society encounter banks, since banks at different levels deeply influence the sphere of production and social processes. For a normal existence, a person needs to have minimal knowledge in banking, which will make it possible to ensure a decent lifestyle and standard of living.

Today in Russia there are many ways to learn banking, namely:

Studying at a university;

College education upon completion of 9th grade;

College education upon completion of 11th grade;

Distance learning;

Banking courses.

When choosing a way and place to obtain a qualification, many questions arise, such as:

What disciplines do you need to take?

Is there a correspondence course?

Tuition payment?

Period of study?

Banking colleges. Banking - what to take

To be enrolled in banking based on grade 9, an applicant must pass a test in mathematics and Russian language.

The average training time is 2 years and 10 months.

You can also go to college after finishing 11th grade. In this case, the training period will be 1 year 10 months.

The cost of a semester for full-time study is up to 28,000 rubles, and for part-time study up to 18,000 rubles.

There are many schools and colleges where you can study banking:

• Moscow Banking School (College) of the Bank of Russia,
• Non-profit educational institution "Capital Professional Business College",
• ANO VPO "Moscow Humanitarian University".

Banking - Universities

The Russian education market provides many universities with a specialization in banking, such as:

• MESI,
• MFYuA,
• Moscow Banking Institute,
• Russian State Social University.

To pass the entrance campaign for this direction at one of the universities, the applicant must pass the Unified State Examination in mathematics, Russian language and social studies.

Payment for a semester for full-time study is up to 45,000 rubles, and for part-time study it is up to 40,000 rubles.

Both colleges and universities offer distance learning, which will provide an opportunity to master banking at a time that is favorable for the student.

Tuition fee per semester:
Based on secondary education – 13,000 rubles;
Based on secondary vocational education – 15,000 rubles;
Based on higher education – 16,500 rubles.

Banking courses

There are also banking courses, the cost of which depends on the duration of the course itself. Such courses can be taken, for example, at IKP or ProfBanking.

Students studying banking study not only the theory of this specialty, but also learn to navigate similar banking situations and find the right solution. In the teaching process, much attention is focused on the financial system of Russia, and the peculiarities of banking under the conditions of the Russian economy are also taken into account.

Particular attention is paid to the study of banking operations and transactions, reporting, methods of protecting banking information, and preparation of feather bed documentation.

Specialists in this field will always be able to find work in banks as cashiers, controllers, credit agents, and operators. Graduates of this faculty have the opportunity to find a decent job and secure a large income. The position held will determine the range of responsibilities, in most cases this is work with clients. Since banks are engaged not only in lending, but also specialize in different operations, banks serve a specific clientele.

Banking is in demand

One of the main advantages of working in banking is stability; you can quickly advance your career. Also, specialists in this field have the opportunity to find employment not only in banking institutions, but also at stock exchanges and insurance organizations.

Salary for specialists in the field of banking is from 30 to 100 thousand rubles. The labor market in Russia has many vacancies for graduates of this field.

Bankers note a certain lack of professional analysts, underwriters, and cashiers.

As for young specialists, graduates of leading Russian universities have an advantage: Moscow State University, MGIMO, Bauman University. Students who are winners of Olympiads and competitions are also highly valued.

You might be interested.

A banker is the owner of bank capital and a manager involved in the banking business.

Bankers(top and middle management) are the owners of bank capital and managers involved in the banking business. The profession is suitable for those who are interested in mathematics and economics (see choosing a profession based on interest in school subjects).

Banking specialists are bank employees. The responsibilities of a banker depend on the position held. Basically, this is work with clients: service, consulting on various issues, as well as analytical activities, planning, forecasting.

Features of the Banker profession

Lending is one of the classic banking operations. However, this is not all of the bank's activities. Most banks carry out different types of transactions and serve different segments of clientele.

• Lending department accepts applications for loans, analyzes the financial condition of the borrower, the business project for which the loan is taken, the reliability of collateral or other collateral; maintains a credit file and monitors the intended use of the loan, monitors the safety of the collateral. The decision to issue a loan is made by a credit committee consisting of the heads of various departments of the bank.
• Investment Department deals with the analysis of projects that require long-term investments (investments), including the purchase of enterprises, monitoring the implementation of these projects, the financial condition and development of enterprises.
• Valuables Department securities is engaged in the placement of securities on the stock exchange and on the market, making investments in income-generating securities; as well as issuing its own bills in order to attract funds.
• Dealing department(treasury) carries out operations in the money and foreign exchange markets, earning profits from exchange rate fluctuations, buying and selling currency to clients and other banks.
• Stock department Places bank shares and bonds on the market.
• Operations department maintains and services client accounts, accepts orders from clients to make payments and forwards them to the settlement department for execution.
• Plastic department cards are an integral structure of a modern bank. Plastic cards for a bank mean additional clients and additional income.
• Legal department. The work of the legal department begins with opening accounts for clients and checking the legality of registration of the client (company). Another important job of the bank’s legal department is the conduct of arbitration processes that inevitably arise in the work of every bank. The outcome of the lawsuit depends on how the lawyer represents the bank in court.
• Reporting department. Reporting is the face of the bank. A self-respecting client will not work with a bank without studying its statements, which reflect all aspects of the bank’s activities: the profitability of its operations, the number of clients, the size of the loan portfolio and the securities portfolio. In addition, reporting is studied not only by bank clients, but also by the Central Bank of the Russian Federation. In case of reporting that does not comply with regulatory indicators, the Central Bank may prohibit the bank from carrying out certain operations (for example, issuing loans or attracting deposits), or may even revoke the license and close the bank.
• Economic Analysis Department. Without analysis there can be no correct decision. Correct decisions mean high profits, wrong decisions lead to losses.
• Information Technology and Automation Department. The activities of a modern bank are impossible without computerization and the use of communication channels. The quality of the bank’s work, and therefore the number of its clients, largely depends on the quality and security of information technology.
• Marketing department must provide such advertising so that customers choose this particular bank.

The larger the bank, the wider and more voluminous its structure. Banks provide the opportunity to work consistently in all departments. A senior manager needs experience in all departments to lead successfully.

Pros and cons of the Banker profession

The main advantage of working in a bank is rightly considered stability. Against the backdrop of a turbulent and unpredictable market for commercial enterprises that spontaneously appear and just as spontaneously disappear, commercial banks are a bastion of stability. In the banking system, it is quite possible to quickly take off in your career. Working in a bank, a specialist independently chooses the path of development. If a manager wants to climb the career ladder and reach certain heights, he will use every opportunity: strive to intersect in the work of his department with the directions of other banking departments, complete tasks on time, stay late after the end of the working day in order to start doing what is planned for the near future. work time. There is a direct relationship between income and level of professionalism. The higher the position, the greater the responsibility. The degree of risk is directly proportional to the position and salary.

The disadvantages of the profession include the highest responsibility, no room for error, and long working hours.

Place of work

A banking specialist can work not only in banks, but also in the planning departments of various enterprises, investment planning departments, financial institutions, insurance companies, credit institutions, and stock exchanges.

Important qualities

A successful banker must have such personal qualities as attentiveness, responsibility, dedication, initiative, and readiness for self-education; efficiency, the ability to quickly find the right solutions; composure, clarity in the performance of professional duties, discipline; frugality, the desire to earn money rather than spend it; communication skills; the ability to pursue a balanced policy.

Where to study to become a Banker

Russian Institute of Vocational Education "IPO" - recruits students to obtain a specialty through a distance program of professional retraining and advanced training. Studying at the IPO is a convenient and quick way to receive distance education. 200+ training courses. 8000+ graduates from 200 cities. Short deadlines for completing documents and external training, interest-free installments from the institute and individual discounts. Contact us!

We invite you to familiarize yourself with our list of economic and financial universities in Moscow.

You can become a specialist in banking at specialized universities in Russia at the faculties of economics or finance in the specialties “Banking”, “Finance and Credit”.

Training in this specialty provides a complex of knowledge in the field of:

• banking operations
• finance and money circulation
• accounting in banks
• economic analysis
• accounting and economics of an organization (enterprise)

The educational program of the specialty "Banking" provides for fundamental and special study by students of the legal and organizational foundations of the activities of credit institutions, the essence and technology of banking operations and transactions, accounting rules in credit institutions, threats to banking security and measures to eliminate them, the legal foundations of auditing activities. A special place is occupied by training in the skills of preparing reports on the activities of a credit organization, applying methods and means of protecting banking information, drawing up primary accounting documents, maintaining synthetic and analytical accounting of banking operations in the relevant accounting registers.

Secondary specialized educational institutions specializing in “Banking”:

• Moscow Commercial and Banking College;
• Moscow Credit College.

Salary

Salary as of 07/11/2019

Moscow 90000—90000 ₽

The banking community is among the leaders in salaries, the level of which depends on the position held and the size of the bank. The Bankir.ru portal reports that bankers' salaries are growing faster than inflation.

Career steps and prospects

Higher education is a prerequisite for a career and a launching pad to professionalism.
You can start your career in a bank as a customer support officer, clerk, or assistant accountant. The salary of a beginning specialist is usually low. But there is an opportunity for career growth. Moving up the career ladder of a banker largely depends on the efforts of the employee himself, work experience, and level of professional development. Within a year you can become a middle manager (head of department). With certain abilities and aspirations, it is possible to become the head of a bank branch, deputy head of a bank, or director of a bank.

Famous bankers

Mayer Amschel Bauer (Rothschild) (1744-1812) - founder of an international dynasty of bankers, founder of a bank in Frankfurt am Main. The business was continued by his five sons: Amschel Mayer, Solomon Mayer, Nathan Mayer, Kalman Mayer, James Mayer. Over the course of 20 years, the brothers created the world's largest international banking consortium in the largest cities of Europe (Paris, London, Vienna, Naples, Frankfurt am Main).

Peabody George (1795-1869) - Native American. In the mid-19th century, his bank, with the help of capital from the Old World, financed the industrial development of the young republic. Without Peabody, the US economy would not have grown as fast. And most certainly, without Peabody, J.P. Morgan's empire would not have appeared.

Herbert Stepic (German: Herbert Stepic), born December 31, 1946, Vienna) is an Austrian banker. Herbert Stepic created a unique network of banks RZB and Raiffeisen International

Gerashchenko Viktor Vladimirovich was born on December 21, 1937 in Leningrad. Professor, Doctor of Economic Sciences. Chairman of the Central Bank of Russia during the years of perestroika. In March 2002, he was replaced in this post by Sergei Ignatiev. Victor Gerashchenko worked at the International Monetary Fund, the International Bank for Reconstruction and Development, the Multilateral Investment Guarantee Agency, and the European Bank for Reconstruction and Development. In December 2003, he was elected to the State Duma of the fourth convocation.

Portrait of an ideal banker

The famous banker Evgeny Bernshtam was asked in an interview several years ago what a banker is. He replied that “a banker is, first of all, a sane person.” A modern banker must have a good specialized education, be able to understand not only banking products, but also life, and have an excellent knowledge of people’s psychology. He needs to have constructive thinking and be a conservative in the good sense of the word. A very important quality for a banker is the ability to work effectively in a team. You need to have your own position, lead a certain lifestyle, expand your horizons, be able to force yourself to reach your goal and improve yourself. Some clients can give many bankers a head start in economic literacy. And if an economically educated client is faced with the ignorance of a bank employee, he ceases to respect, but not the employee himself as a person, but the bank with which this employee is associated in the client’s mind. The more professional, consistent and purposeful the employees, the more successful the bank in which they work, the more dynamic and confident the banking structure of the state is developing.

Professional holidays:

December 2nd- The Association of Russian Banks declared it Bank Worker Day (since 2004). This day marks the annual International Financial Forum, where the most important aspects of the development of the international banking system and global financial markets are discussed. And on this day the best bank employees receive Honorary Badges of the Association.

December 2nd- the most suitable date for establishing a bank holiday. On this day in 1990, the laws "On the Central Bank of the Russian Federation" and "On Banks and Banking Activities" were adopted. From this day the modern history of banking in Russia began

Today there is a very fashionable and prestigious specialty - banking. What kind of profession is this? Let's try to understand the current issue.

Description of the profession

The meaning of the word has Italian roots. "Banker" comes from the word banco - "table", respectively, a banker is a person who works at a table. But today he is a multifaceted specialist, distinguished by his penchant for forecasting. He also has an analytical mind.

Currently, specialists in banking are incredibly in demand. Therefore, it is relatively easy for them to find employment. Investment organizations, financial institutions, credit organizations, exchanges, insurance companies, etc. are waiting for them.

Working in a bank depends on what position the employee holds. For example, a specialist from a financial institution will consult clients, analyze indicators, make forecasts, etc.

Many large banks may have up to 10 divisions in their structure that have certain functions. The key areas are:

• lending;
• investment activities;
• Treasury Department.

Having completed your studies in banking, you will receive a complex of knowledge in the field of financial circulation, standard operations, economic forecasting, and accounting. The compulsory program also includes studying the essence and functioning of credit operations, etc.

Who is ready to become a banking specialist?

People with good mathematical abilities and an analytical mind can become banking specialists. A person involved in this business knows how to sort everything out, then analyze and systematize the information received. You need to be focused all the time and pay a lot of attention to detail. Of course, a person who knows banking should love economic disciplines. What kind of profession is this without an interest in economics? In addition, a banker usually has a good memory and a desire to get things done.

Also, a person preparing to become a banking specialist must be a professional and have healthy ambitions. Often these qualities are the main trump card when hiring. Determination is also strongly encouraged as challenges will arise every day. The employee must be able to overcome them and want to move on.

When a young specialist is hired, he almost always undergoes a short training course. Therefore, it is necessary to be a learner and strive for new knowledge. Some banks, by the way, conduct an exam after training and only after that decide whether or not to hire a specialist to work at the bank.

Career

The launching pad for successful professional growth is higher education

A banking career most often begins with positions such as:

• customer service employee;
• assistant accountant;
• clerk, etc.

As a rule, a beginning specialist has a low salary. At the same time, there is an opportunity to climb the career ladder. But this requires some effort. Becoming a middle manager may take as little as one year. If an employee has certain abilities and aspirations, he can get the position of head of a branch, deputy head, or director of a bank.

They say that to become a banker you need to take the state language, mathematics, a foreign language, and additionally, at some universities, geography or history. But this needs to be clarified.

Mathematics and Russian language, the third subject at the discretion of the university.

For example, Moscow State University requires Unified State Examination results for:

1. Mathematics additional entrance test (written test for admission to university).
2. Mathematics (core subject, taken according to the Unified State Examination form).
3. Foreign language (taken according to the Unified State Examination form).
4. Russian language (taken according to the Unified State Examination form).

Some Russian universities and academies require Unified State Exam results in social studies, not a foreign language.

You need to check with the admissions office in more detail; now all more or less large universities publish information about the admissions company on their official websites.

Many universities have Banking faculties and school graduates who have passed the Unified State Exam in mathematics, social studies, Russian language and one other subject of their choice (geography, foreign language, history or some other subject) enroll there.

You don’t become a banker right after college; you will have to work for several years (or ten years) as an ordinary bank employee.

If you mean to take subjects to become a financier, then first of all there are disciplines such as the state language, mathematics and social studies, but for accurate knowledge of the matter it is better to contact the institution where you want to enroll, since each university has its own rules , its own moments for admission and its own nuances that every applicant should know in order to avoid inconsistencies.

To work in a bank you need to have an economic education. It is advisable to study in the specialty Finance and Credit. To enter, you will need to pass exams in mathematics, Russian language, and social studies. Some institutes may also offer history or a foreign language.

The concept of banker has a popular meaning - a person working in a banking institution. If we are talking about Finance and credit, then the choice of universities that offer such specialties is quite wide. True, basically, training there is paid. But will this stop the future banker?

Banking is a little more complicated; not all universities in the country can boast of it. Therefore, the cost of training in this specialty may be slightly higher.

And the Unified State Exam subjects they take are the same: mathematics, social studies and Russian. And if you pass all three subjects well, then your dream will become much more real. Moreover, perhaps you will get the coveted free student place.

You need to take economics, mathematics, a foreign language

These are the three main subjects you need to know to become a banker.

Banking, finance and credit - all this will be passed later

You won’t be able to just become a banker - it’s a complex matter and requires certain skills

To become a banker, you need to enroll in the economics department of a college (bachelor's degree) or university (master's degree). Profile direction Finance and credit.

Exams in mathematics and Russian are required. Most likely you will have to take social studies, but it is best to check with the specific educational institution where the applicant is planning to enroll.

To begin with, let’s define that there is some difference in the concepts of a banker and a bank employee (this is the specialty taught in Russian universities). So, to become a bank employee, it is enough to pass 4 exams: in mathematics, Russian language, social studies and one more, at your choice of institute.

Unfortunately, these four exams are not enough to become a banker. A banker is an essence, an analytical mind, a way of life, finally. Let's remember Mark Twain's aphorism:

I once read an interview with a modern banker, he said that he dreamed of working with finance from early childhood and upon graduating from school he already had such a wealth of knowledge that he could work in a bank without going to university. A real banker is able to derive pleasure from reading financial quotes, from the burden of responsibility, from constant tension and stress. At the same time, he is able to afford and appreciate the opportunity to communicate with the smartest people.

However, one should not discount such obvious goals as money and an element of prestige.

To get an education and work as a banker, that is, as a bank employee, you can enroll in any economics university with a specialty in Finance and Credit.

More detailed information can be obtained on the website of the institute where you want to enroll. The main entrance exams are mathematics, Russian language and social studies.

We also have a Banking School-College in our city (Kazan), where they teach the specialty of Banking. The entrance exams are as follows:

You need to take exams at the institute at the Faculty of Finance and Credit. The first few courses will be introductory, and then there will be a division into Financial Management and Banking.

Each institute has its own requirements for admission to Finance and Credit. In some places they require passing mathematics and the Russian language, and in others the list is being replenished with more society